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Damaged Asphalt shingles on a roof after a storm

5 Common Mistakes Dealing with Storm Damage

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Mistake Number 1- Calling the Homeowners Insurance Company First

As soon as you notice storm damage to your roof, you may think to call your insurance company immediately. While that sounds logical, an experienced roofer should be your first call. Most insurance adjusters are not roofers. They may be under pressure to approve as few claims for storm damage as possible. Since they are there to represent the best interests of the insurance company, it’s only fair for you to have someone represent your best interests as well. Someone who knows roofing well can work with your insurance adjuster to spot legitimate storm damage that might be missed. And as they say, two pairs of eyes are better than one!

Mistake Number 2- Getting Denied for Legitimate Roof Insurance Claims

This mistake is related to mistake number one. Some, but not all insurance companies, are quick to look for ways to deny legitimate storm damage claims that you paid coverage for. As a homeowner, you may have little experience in identifying storm damage. In fact, wind damage is often hidden and not visible from the ground. However, that roof may be compromised. Sooner or later, roof leaks will develop causing further damage to your interior and belongings. That mistake can be avoided if you have a roofer with experience that you can trust. The best roofing contractors will know if you have a legitimate storm damage or not and will help you win a settlement if you have a claim.

Mistake Number 3- Choosing the Cheapest Contractor

A cheap contractor is cheap for a reason.

For example, did they consider ventilation? The majority of roofers don’t. Every time you replace or change something on a roof, you change the ventilation. The best roofing contractors will be able to advise you on any adjustments that need to be made to the ventilation when the storm damage is repaired.

Is the contractor reusing the flashing or skipping code items like liner in the roof valleys?

A big question is: Can they offer more than a standard warranty that only covers shingle defects? That’s not worth very much. Certain requirements must be met in order to have an extended warranty that covers all the elements and workmanship. Rest assured, your cheap roofing contractor will not be able to offer an extended lifetime warranty.

Mistake Number 4– Choosing an out-of-state “storm chaser”

Shady, opportunistic contractors or out-of-state storm chasers are likely to overcharge you. And, If you have a problem in the future, you won’t be able to find them. On the other hand, if you have a relationship with a local Louisville roofer, you’ll always know who to call when your roof leaks.

Mistake Number 5- Choosing a Contractor That Has to Cut Corners

Some contractors may want to do a good job, but they don’t know how to work with insurance companies on storm damage claims. It’s unfortunate, but true. As a result, they have to reuse materials and cut corners to match the price —but the problem is, they won’t tell you about it.
 
Here at Roof It Right, we believe in honesty and transparency. If you have a budget that you are trying to stay under, we are happy to work with you to help you reach that goal. However, we won’t cut corners without your knowledge. We prefer to cooperate with you and the insurance company to find a fair market settlement for a roof you can truly count on. That includes a full roofing system, not just shingles.
 
Here is how our well-organized team works with homeowners with storm damage to avoid traps and save them time, money, and future roof leaks.  
 

3 Steps to a Reliable Roof You Can Count On

  1. Schedule an Inspection—First things first, our friendly office staff will schedule a certified inspector to come out and determine the root of the problem. The inspector will be able to honestly tell you if you have a legitimate storm damage claim or not.

  2.  Sign a Service Agreement— Assign us as your advocate! As your advocate, your inspector can meet with your insurance adjuster when the time comes. He will represent your best interests! And prevent needless denials.
  3. Partner with your Project Manager—When it’s time to file your claim, your assigned Roof It Right Project Manager can help you with that on a 3-way call, if you like. Your Project Manager is your own personal roofing advocate and advisor. He or she will guide your communication with your insurance company, so you know exactly what to ask for. The end result is a quality roof that you will trust for years to come!

Do you think you have a storm damage claim? Schedule your roof inspection today. We are Roof It Right and we are on your side!

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